debt

Did you earn six figures when you were in your 20s? Did you own a home? If your answer to both questions is no, then you might want to that to tell your kids.

So much for freedom 55 — today, more seniors than ever are drowning in debt when they should be reaping the rewards of years of service in the workplace

Whenever we talk about trimming back our budgets we end up targeting stuff like coffee, lunches out and cable television. We’ve cast these as wasteful, pointless things that simply bring us pleasure but no long-term payback.