Representatives keep phoning to try to sell me balance protection insurance, saying if I lose my job, my credit rating won’t be affected. Is this worth it?

Do I need balance protection insurance on my credit cards?

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credit card

Living

Money &amp; Career

’Tis the season to blow your budget. Thankfully, MoneySense pro Bruce Sellery has a strategy to help you budget for the holidays.

How to budget for the holidays

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Christmas

MoneySense expert Bruce Sellery gives the pros and cons of outsourcing your money decisions to a financial advisor.

Do I need a financial advisor? And other personal finance tips

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personal finance

My husband and I are planning to purchase a house in the spring. Is it a smart move to borrow from our RRSP using the Home Buyers' Plan to boost our down payment?

Should I borrow RRSP using the Home Buyers' Plan?

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RRSP

Wondering what's fair when it comes to sharing the mortgage? Finance expert Bruce Sellery has the answers

Mortgage: Should the higher earner in a household pay more?

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Bruce Sellery

Do I need balance protection insurance in case I lose my job?

How to budget for the holidays

Do I need a financial advisor?

Should I use the RRSP Home Buyers' Plan?

Ask Bruce: Should the higher earner in a household pay more?