Whether you go high or low, opt for a substantial block heel in burnished gold to ace the updated penny loafer style. Small hits of metallic in your accessories can go a long way. Gold block heel, $483, Tommy Hilfiger. CL by Laundry, $70, DSW. Colinda, $110, Aldo.
Kick up timeless black and white with menswear-inspired lace-ups that pair with tailored wide-leg trousers or a full floral skirt. For bags, opt for a style with a lot of structure. Nevie, $150, Nine West.
Creative finishes like crinkled textures and mixed materials like shiny leather and matte suede revive standard totes, bucket bags and heels. This one folds over and doubles as a clutch. Textured bag, $290, COS.
Embellishments like monochromatic studs, crystals and metallic detailing transform standard cross-body bags, booties and flats into striking statements. Ted Baker booties, $330, Town Shoes. Cross-body bag, $495, Mackage.
Dark, moody shades of green are the perfect entry-level hues for colour-phobes. Match with a classic autumn palette (navy, brown or black) or choose a bright pink or turquoise to liven up your look. Parabole, $130, Matt and Nat. Cross-body bag, $395, Rebecca Minkoff. Fringe key chain, $65, Rebecca Minkoff.
Kate Spade New York spencer court leather phone wristlet, $188, Nordstrom.
More:
20 summer dresses to wear into fall under $150
Style Real Talk: How to pull of flats for a party
Our foolproof guide to handbag terminology
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